Do I Need Dental Insurance to Get Orthodontic Treatment?

What are the big questions you have regarding orthodontic care? Are you curious about different treatment methods? How long will it last? What your smile transformation will look like after? These are all great questions, and we can’t wait to get you into Moon Orthodontics to answer them! 

Another set of really important questions is about the financial component of orthodontics. Questions like: Do we take dental insurance? Can you pay out of pocket? How much does it cost? What about financing? These questions are just as important to help us accomplish our goal of a gorgeous, healthy smile. 

We want to spend some time today talking all about the financial side of orthodontic treatment, specifically dental insurance, and what your options are if you do or do not have it! Dr. Moon and his team care so much about making orthodontic care accessible to everyone, and this is a major component! Let’s dive in!

What is Orthodontic Treatment?

To begin, let’s go over the basics of orthodontic treatment. Orthodontics is a specialization of dentistry that focuses on the alignment of your teeth, bite, and jaw. Having an aligned bite not only improves the cosmetic appearance but also helps the mouth and jaw function properly, supporting many health functions! Chewing, breathing, talking, and swallowing are all connected to how your jaw and teeth fit together. 

Another component is tooth health. When teeth are overcrowded, clash together, or trap plaque because of their crowding, it can lead to worn enamel, gum disease, tooth decay, and even tooth loss. You can see why we care so much about orthodontics, right? Investing in orthodontic care now will likely improve your oral health and overall wellness as you age!

What is Dental Insurance?

One of the options that people use to cover the costs of orthodontic treatment is dental insurance. Insurance covers the cost of certain health expenses in exchange for a premium that you pay monthly. Most dental insurance companies have requirements and coverage limitations, meaning they won’t cover everything in every circumstance. This means that it’s usually up to you to do the research and figure out exactly how much your insurance will cover your orthodontic treatment. 

Our team office staff and finance expert can help you submit claims and get in touch with your insurance company on your behalf. We will do our best to keep costs as low as possible between the insurance coverage and out-of-pocket expenses, and we will keep you posted every step of the way! Moon Orthodontics takes most major forms of dental insurance at our office.

There are many pros to working with an insurance company and reducing your out-of-pocket expenses, but there are a few drawbacks as well. Depending on your coverage, age, and other limitations, insurance may not cover all the treatment options you need, compelling you to use a less effective or preferable treatment. When you pay for orthodontic services yourself, you are fully in charge of what does or doesn’t happen during your treatment!

Do I Need Dental Insurance to Get Orthodontic Treatment?

Dental Insurance Isn’t the Only Way to Pay

Many people are glad that they have full control over their service and payments and opt to fully pay for orthodontic treatment themselves. Thankfully, our office is fully equipped to support each patient as they figure out their best payment method and plan! Here are a few of the supports we have in place for our patients:

Tailored Payment Plans

We know that every family and every budget is unique. That’s why we have tailored payment plans that are based on your family’s needs. When you come into our office for your free consultation with Dr. Moon, you will also sit down with our financial coordinator to discuss your full payment amount, the payment timeline, and financing!

Interest-Free Financing Options

At Moon Orthodontics, we are happy to offer interest-free financing along with a low downpayment. This helps families, regardless of their budget, ensure that they are getting the essential orthodontic care that they need! Be sure to discuss interest-free financing when you come for your consultation!

Pay-In-Full Discount

Are you able to pay for the treatment in full? That’s amazing! If so, then we are proud to offer a discount on the total amount! Again, plan to discuss this option with our finance coordinator when you come in for your first visit. 

Do I Need Dental Insurance to Get Orthodontic Treatment?

Let’s Make A Plan For Your Smile!

We are so happy to work with each and every patient and family who comes to our Overland Park and Olathe offices! If you are ready to explore orthodontics and find out how affordable it can be for your family, get in touch to schedule a free consultation with Dr. Moon and the rest of our Moon Orthodontics team! This is where he will sit down with you to map out your treatment options, help you select the perfect treatment for your needs and lifestyle, and we will jumpstart your financial planning! 

It’s so easy to get started toward the smile of your dreams! Don’t hesitate to call for questions or schedule your free consultation. We can’t wait to hear from you soon!